In 2026, 401(k) participants who are 50 or older and high earners will face new rules regarding catch-up contributions made ...

However, recent tax changes, higher contribution limits for retirement accounts, and new rules for required minimum ...

Beginning in 2026, high-earning workers will no longer be able to make catch-up contributions to their traditional 401(K).

While high inflation may be painful for American shoppers and households, it also means higher contribution thresholds. Money; Getty Images If you’re planning to save more for retirement in 2026, ...

If you’re a high-earning, older worker, the rules for making “catch-up” contributions to a 401 (k) or similar job-based retirement plan have changed. Starting this year, employees age 50 and older ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.

Sometimes, changes in laws, tax policies, and even economic instability can affect 401(k) retirement plans directly or indirectly. During President Trump's first term, his administration made changes ...

It could get easier for 401(k) plans to include private credit, private equity, crypto, and real estate investments, ...