Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

For many things in life, timing is everything. That's especially true of credit cards. Applying for a credit card at the wrong time could mean you're denied. But time it just right and you could not ...

Nicole Dieker has written about personal finance for nearly a decade. In addition to CNET, her work has appeared on Bankrate, CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The ...

Getting the right credit card starts with knowing your credit score, which can help you narrow down options you’re most likely to be approved for. Understanding credit card terms and what you’re ...

Getting the timing right on your credit card application may increase your chances of approval while potentially reducing the impact to your credit score. If your balance is high, you're making a big ...