Expanding deposit insurance to subsidize smaller midsized banks doesn’t reduce risk: It transfers it to taxpayers.

Officials from both parties are pushing to raise the FDIC insurance limit from $250,000 to $10 million. But not only millionaires would benefit.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000 per person, per ownership category, per bank. Bank networks, such as IntraFi Network Deposits and Impact Deposits ...

For over a century, progressives drawing their inspiration from Karl Marx have undermined the idea of “moral hazard” as ...

NEW YORK — When the $2.5 billion NetBank was closed by federal regulators last month, about 1,500 accounts in the online bank had balances that exceeded federal deposit-insurance limits. The owners of ...

Bankers who view the FDIC as their insurance cooperative protecting them rather than a corporation protecting depositors have ...

Banks would face much higher assessments to bring the Deposit Insurance Fund's reserve ratio into compliance. Those costs would be reflected in higher fees and reduced availability of credit, writes ...

With all the problems facing banks these days, how safe are your deposits? The question hasn't popped up all that much lately, which is a bit surprising considering all the troubled-loan writedowns, ...

Standard FDIC and NCUA insurance covers up to $250,000 of deposits and interest earned on those deposits. Online-only banks also provide FDIC insurance, but fintech companies aren't part of the FDIC ...