Keeping too much cash in checking could be costing you. Here's how much to actually keep -- and where the rest should go.

Most people treat their checking account like a holding pen. Paychecks land there, bills come out, and whatever is left just sits, waiting for something to happen. That feels responsible, but it's one ...

Make sure you have a cash buffer.

I always think about checking accounts like Grand Central Station for your money. Cash comes in from all directions (mostly your paycheck) -- and then it quickly moves out again to pay bills, cover ...