Annuities spark plenty of debate between investors and financial advisors. These retirement savings vehicles are insurance products, and, like any other financial instrument, they have advantages and ...
Fixed indexed annuities tie their performance to a stock market index. They offer principal protection and steady income in retirement. Fixed indexed annuities typically limit the returns you can earn ...
Most Americans build retirement savings through individual retirement accounts or employer-sponsored plans such as 401(k)s.
If you’re nearing or already in retirement, the recent market volatility might be giving you pause. With economic uncertainty, rising inflation and stock market fluctuations, protecting your ...
Sometimes, it’s better to have a low guaranteed return than it is to take a big risk that might pay off (or might not). That’s the approach more people are taking amid tariffs and geopolitical ...
Annuities are a financial product commonly associated with retirement planning due to their ability to provide reliable payments over time. But lately, thanks in large part to their potentially higher ...
Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, ...
When you’re considering an annuity, the agent will sometimes show you an illustration. This is a table of future values and surrender charges. If, however, you’re considering a fixed indexed annuity, ...
While most Americans are feeling the pinch caused by ongoing economic uncertainties, perhaps no group feels its impact as strongly as seniors, especially those on a fixed budget. Despite easing ...
From time to time — not often enough for me — financial products come out that actually fill a need. I'll discuss a couple today, and more in future columns. While I find these products newsworthy, ...
You’re in good company if you saw this piece’s headline and are unsure about how an annuity works, let alone how it might impact your taxes. Despite being a potentially valuable retirement tool, data ...