If you graduated from college with minimal or no student loans, count yourself lucky. Student loans have long been a critical yet complicated part of millions of Americans' financial lives — a heavy ...

Most federal student loan borrowers have been required to make monthly payments since those payments resumed in October 2023, following the nearly four-year pandemic pause. But borrowers who couldn't ...

Elizabeth Guevara is a journalist working to explain the world of business and economics and how it impacts your finances. She joined Investopedia in 2024 as a breaking news writer covering personal ...

For the first time since the pandemic, becoming past-due on your student loan payments will hurt your credit again. The more than 9 million borrowers who are late on their payments may see their ...

A new report from the Federal Reserve Bank of New York indicates more than nine million student borrowers could face a significant drop in their credit rating this year. The Education Data Initiative ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers. Olive Burd / Money; Getty Images Federal student loan borrowers are struggling ...

Student loan borrowers nationwide are waking up to a harsh new reality: Their credit scores are plunging, sometimes by as much as 200 points. As the extended Covid-era protections end, millions of ...

When it comes to credit scores, having student loans can be a blessing or a curse, depending on how borrowers manage the debt. If you graduated from college with minimal or no student loans, count ...