Planning how you’ll spend in retirement is just as important as saving, and a clear spending plan can help you live ...

A retirement spending plan works best when income is organized into clear categories. Experts recommend segmenting income, so essential expenses like housing, food, and utilities are covered first, ...

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or ...

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or ...

But spending to spend can create a deficit of emotion. Morgan Housel’s “The Art of Spending Money” is a good primer on how to make decisions.

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Using guaranteed income, like Social Security, to pay everyday bills may save me from withdrawing from retirement accounts before I'm ready. Given the work that needs to be done to secure Social ...

When preparing for retirement, I've made plans for what I am going to do with my Social Security benefits. My plans for Social Security are aimed at safeguarding my financial future. I'm trying to be ...