Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. However, it may be a while before the ...

Your credit score helps determine if you’ll qualify for a loan and what interest rate you’ll get. For mortgages, which are the biggest loans most people will take out, the score can translate to ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers. For years, the minimum FICO score to get a loan for most borrowers has been 620. Now, companies that ...

Going into 2026, one question remains top of mind for homebuyers: What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer might be ...

A regulator’s decision to allow a big change to the way mortgages are underwritten is meeting a mixed reception from housing and finance professionals. “Effective today, to increase competition to the ...

Your credit score does more than help determine whether you qualify for a mortgage. It also impacts your interest rate. The higher your credit score, the better your mortgage rate. Those with scores ...