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Your card number is carefully structured. The very first digit is what’s known as the major industry identifier. A 4 means ...

Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough ...

Barry Choi is an award-winning personal finance and travel expert. He regularly appears on various shows in Canada and the U.S., where he talks about all things money and travel. His website, Money We ...