It’s a question most people don’t think about — but it’s important. When you pass away, your bank accounts, investments, and digital assets don’t just disappear. What happens to them depends on how your estate is set up: 💰 If you have beneficiaries named (like on a life insurance policy or retirement account), those assets usually go directly to them — no probate needed. 🏦 If you don’t have beneficiaries or a will, your accounts may be frozen until the court appoints someone to handle your est
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