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The myths we have around debt, including credit card debt, can prevent us from managing our finances with confidence. Not to mention the rising cost of living, rising inflation and slowing job growth. But paying off your debt is not impossible, says financial educator Rita-Soledad Fernández Paulino. That's why Life Kit created our Guide to Paying Off Credit Card Debt. It's a free, one-month newsletter series where financial educators explain how to create a credit card payment plan that works wi
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Rachel Cruze on Instagram: "Here are the 3 accounts I recommend: 1️⃣ A checking account for everyday spending and bills. 2️⃣ An emergency fund: start with $1,000 while you’re paying off debt, then grow it to 3–6 months of expenses in a high-yield savings account. 3️⃣ A separate savings account for things like vacations, a new car, or Christmas, this can be a HYSA too!"
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